Insurance provides a financial safety net for life’s challenges, ensuring peace of mind in times of uncertainty. To celebrate the International Day of Families, explore ways to safeguard your family’s ...

Planning for retirement is a crucial aspect of financial well-being. One significant decision in this journey is choosing the right pension plan. With numerous options available, it can be ...

As of the writing of this column, there are 14 states that have enacted legislation requiring certain employers to offer a retirement savings plan to their employees. These are plans for employers ...

A business plan outlines the what, why, when, and how of business operations. The “what” represents the products or services the business will offer to the market. The “why” denotes the purpose of the ...

Defined contribution plans are the best retirement plans because they offer pre-tax contributions, in some cases company matching, investment options and higher annual contribution limits than most ...

Consumer Driven Health Plans or CDHPs have been around for a while, but we still get lots of questions about how they work. Here’s what you need to know about CDHP’s and why they are one of the lowest ...

A Roth solo 401(k) can make up for the loss of your access to an employer-sponsored retirement plan. Planning for retirement is crucial, especially for self-employed individuals or those without ...

1. Revocable trust This is the simpler of the two types of trusts. There are some great uses for it, but we see this type of trust misused often because most people do not need it (especially our ...

An HMO (health maintenance organization) is a type of health insurance plan that tends to be cheaper but also has more restrictions than other plans. With an HMO, you can only see a specialist through ...