Matt Richardson is the senior managing editor for the Managing Your Money section for CBSNews.com. He writes and edits content about personal finance ranging from savings to investing to insurance.

Borrowers eagerly awaiting an interest rate cut from the Federal Reserve this September may want to start making some strategic moves now to prepare. Homebuyers, for example, will want to be ...

MarketWatch Picks highlights items we think you’ll find useful; we are independent of the MarketWatch newsroom. We might earn a commission from links in this content. Learn more The clock is ticking ...

Savers with long-term savings plans may find a lot of value in a 10-year CD. The ability to lock in a reasonable interest rate for the long term can help you map out your savings goals and lay the ...

Today’s highest CD rate is 4.94% for a jumbo 6-month CD. CD rates from online banks are commonly twice as high as the national average rates. CD ladders let you leverage high rates without locking up ...

Interest rates for certificates of deposit are coming down from their highest levels in nearly two decades, pros say. And with an expected rate cut from the Federal Reserve coming this month, it’s ...

Six-month CDs continue to offer some of the highest savings yields Staff Personal Finance Editor, Buy Side Valerie Morris is a staff editor at Buy Side and a personal finance expert. Six-month CDs ...